Mortgage Disclosures
​This page contains all of the necessary disclosures needed for conventional mortgages. If you have a question about the correct form - contact us.

ECOA - This form is for the Equal Credit Opportunity Act (ECOA). THe ECOA is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs.

Certification and Authorization - This form is to confirm that the information in a loan application is correct and complete. It also gives the authority to release the information to the necessary parties.

Lock Agreement - This form is for a mortgage rate lock-in. A lock-in is a lender's promise to hold a certain interest rate and a certain number of points for you during the period of time specified by the lender while your loan application is processed.

​Origination Agreement - This form is to guarantee the mortgage broker as the sole contractor for a mortgage engagement.

Disclosure Links

ECOA

Certification & Authorization

Lock Agreement
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Origination Agreement

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822 North Irving St. Arlington, VA 22201  
​phone: 703.241.2547   fax: 703.241.2548

Crescent Mortgage Company is licensed by the Virginia State Corporation Commission as MC-1925. 
Crescent Mortgage's NMLS ID is 219098
Crescent Mortgage's company ID is 316377 (www.nmlsconsumeraccess.org)